Insights

Think Deeper About Money

Articles to help you understand the real cost of your purchases — in time, not just dollars.

Electronics6 min read

Is Buying an iPhone Worth Your Working Time?

An iPhone can cost 14 to 94 hours of your working life depending on your income.

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Lifestyle7 min read

How Many Hours of Work Does Your Lifestyle Cost?

See how rent, groceries, subscriptions and coffee add up to over 140 hours a month.

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Finance6 min read

The Psychology of Impulse Buying and How to Stop It

Why your brain loves impulse purchases, and practical strategies to fight back.

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Finance8 min read

Work Hours vs Spending: The True Cost of Common Purchases

From a $5 coffee to a $50,000 car, see what purchases really cost in time.

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Automotive7 min read

Is a Tesla Worth It? The Real Cost in Working Hours

A Tesla Model 3 costs 800 to 4,000 work hours depending on your income.

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Life Events8 min read

The Real Cost of a Wedding in Work Hours

The average wedding costs 780 to 2,230 work hours depending on income.

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Education8 min read

How Many Hours Does a College Degree Cost?

A degree can cost 378 to 5,674 work hours — see the ROI by field.

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Life Events7 min read

What Does Having a Baby Really Cost in Work Hours?

Year one costs 442 to 1,262 work hours — plus the 18-year total.

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Housing8 min read

Is Buying vs Renting a Home Worth It in Work Hours?

Buying costs 78-224 hours/month vs renting at 40-114 — see when each wins.

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Career6 min read

How a $10k Salary Raise Changes Your Life Cost Calculations

A $10k raise can save 200+ work hours per year on major purchases.

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Career7 min read

Does Working Overtime Actually Pay Off in Real Hours?

Overtime is taxed at your marginal rate — see what it really nets you.

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Food6 min read

Eating Out vs Cooking at Home — The Work Hour Difference

A restaurant meal costs 3-5x more — see the monthly and annual difference.

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Food6 min read

How Many Hours Do You Work to Fund Your Takeaway Habit?

A 5x/week takeaway habit costs a median earner 516 hours per year.

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Fashion7 min read

Is Designer Fashion Worth Your Working Hours?

A Rolex costs 208-594 work hours — see the cost-per-wear analysis.

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